C|pr~y Uy{~p p py~ yu}

Dp |y ?u s|pr~y y{~p p ur|ry~s u ry?u~ p{ry} {p {utyy {pyp, p|y p{ xpyp {yy, p{?u qy }~sy ?ty ~u x~p? {p{ tp u twy}. _{000D_ Orp? , xp?ut~ p ut~y}p y ~utpy}p s|pr~} ur|ry~s yu} y{~u u ?u qyy rutu~. _{000D_ _{000D_ u|put /

s|pr~yu y {p}pu y{~p p ur|ry~s

_{000D_ t~y /

pr~uwp |p?t s|pr~yp y {p}pp pr|y~y?{y u}p |pu

_{000D_ _{000D_ p s|pr~y y{~p p ur|ry~s _{000D_ s|pr~y y{~p p ur|ry~s yu} y, ~put r?u~? px}u~ ru}u~ ?u |p , rp {?p ?u ~pyy }uu~ |p sr. _{000D_ K~{u~, }~wy p y{~} } s|pr~yu, yx~ ~rp | {p}pu }~wy p rp~u sty?u ~p {utyu {?y ?u pr~uwp, ?u qyy pr?u~ {p }uu~s yx~p |pu ~rp. _{000D_ _{000D_ @{ {~{u~y y}uy _{000D_ y}u tusuyr~u 4% p{y {uty y~y y{~p ur|ry~s, xp?}y 100.000 ?u~p 10% sty?p {p}p~p p, p~yp ?u |utu?p to ?u qyy. _{000D_ 100,000 ?u~p ~ 4% + (100,000 ?u~p ~ (10 12 }uuy)) _ {000D_ = 4,000 ?u~ + (100.000 ?u~p { 0,83%) _ {000D_ = 4, Dp qy pr~uw 830 ?u~p _{000D_ _{000D_ ts }p?u~ xp rp{ |p, t|y{?u u ytu t|u, ~ppr~, }uu~u |pu rp{s }uup. _K000D_ |p? |utu?us }uup, _{000D_ ((\ 100,000 ?u~p -4830) ~ 4%) + (\ 100,000 ?u~p -4830) ~ 0.83%) _ {000D_ = (95.170 ?u~p ~ 4%) + (\ 95.170 { 0,83%) _ {000D_ = ?u qyy 3807 ?u~p Sp790 ?u~p _{000D_ = 4.597 ?u~p _{000D_. _{000D_ px|y{p ?u yx}u? 233 ?u~p ~ux~p~p, |u u }uuy t {yy ptp??y-qp|p~ }wuu yxp?y q|y{? 3000 ?u~p t 5000 ?u~p. _{000D_ _{000D_ ut~y _{000D_ s|pr~y y{~p p ur|ry~s xp|s ?u tp ?u q? |pp p }wu u yxp~py ~put. _{000D_ xp }uu~ |p{ rpyy {p{ u rp?p {|y{ ?u tyu{, {~pp~ q? |pp p ?u p{?u stp~ y |p{ px}?yr. _{000D_ y xp ?tu tp {yu xp y~p~y?{u y~yy?u ry , qy u{p tp }wu tp u |p~yp {y?u?u. Ix~ u tp |pu _{000D_ _{000D_ p{?u, ?u ru|y{p ut~, ?u }p?u t s|pr~yu y {p}pu y{~u u ur|ry~s yu}. ?u ?y y ~py~ tp u {yp |py _{000D_ s|pr~y, ?u u q? p }wu y~y q?u rtu ?u }~s, ~ppr~. @{ _{000D_ |r~ xptwyrp?p 100 }y|y~p, p q? p 200 p q|yxy~y, ?u u~y {ptp px|y{p t { 15 sty~p, ?u~ qp~ tp~p. _{000D_ _{000D_ y?u~yp tp ?u q? |pu ?u }p|y, ?uu tp xpurp }p?y yx~ {p}pu. @{ u xp?}y|y _{000D_ 50 }y|y~p, p px|y{p yx}u? s|pr~yu y ur|ry~s yu} {p}p~u u y{~u ?u qyy ru}p ru|y{p y { 150.000 ?u~p. _{000D_ Hqs }p|u px|y{u ru}u~ }uu~u |pu, ~u qy ~u{|y{ ?ty {?y ~u y}uyy px|y{. _{000D_ _{000D_ <2> }p~p _{000D_ {p ~utpy}p s|pr~p q~s yu}p y{~? y, }uu~y yx~ |pu, ?y p{p {?p u pr?p tp qtu ru?p t s|pr~yu y ur|ry~s yu} {p}p~u y{~u u. _{000D_ S ?u xqs sp ?u yx~ ~rp {?y ?u sty s|pr~y, ru?y ~us ts} }ut} |pu. Xp{ y p{ _{000D_ {p}p~p p ?u yp, }wtp ?uu }py tp px|y{u yx}u? 10.000 ?u~p q|y{y uu ~p rp ~rp~y{ ?u~. _{000D_ _{000D_ Rptp?y, ?u p{?u yy~p tp }p|p y~p~y?{p {}p~y?p {??u s|pr~ y{~u u ur|ry~s yu}. _{000D_ Dp{|u, p{ y p{ wu|yu tp u yxpquu rp? }ut, ~p r} }u }wtp {}p~y?p ~u {?u. _{000D_ _{000D_ tp?u, x~py tp qux qxyp {|y{ |pp u ru?prp, ?u ~u {? ?u tp ?u ur|ry~s {uty, p{?u ?y yxy{ t uytp |pu p?u twy t ~}p|~s {utyp. _{000D_ Mu?y}, p{ ?u ru?p?u { yx~ ~rp, ~psu }s tp u rp?p }u? ?y}p p~y?u ru}u. _{000D_ _{000D_ ~p <2> Pus|ut _{000D_ s|pr~y y{~p p ur|ry~s yu} ?u xp?}?u~ s|pr~yu, }~wu~ ~put tu?u~} y{~} {, ?u ~ ?u |pp yx~p ~rp | {p}pu. Kp _{000D_ {yy, ~p prp u }s }u~y tp ?u q? }uuy |pu }wu tp u p~p t u{p. _{000D_ Sp{?u, yx~ |pu ~rp, qp u?u? p tsy} }utp}p, ~u }pu tp qy~uu |p?p? ru|y{ y~uurp?u. _{000D_ _{000D_ ts {, {p ~utp{u, ru|y{u |pu {?u u y}u?? ~p }uu~y, qy?u tp ?u . _{000D_ {ptp ?u {yy?p, p{ ~y y~p}p y?ptp, ~u{pt p{ y ru?p {|yy~p ~rp xp y|p ~p }u, uqp tp tpquuu yx px}uy. _{000D_ _{000D_ Put sp, ?u ?y ~u{|y{ {}p~y?p {?u pty|y s|pr~ y{~} } ur|ry~s ~py~, xpry~y t p?}y~s qy uqp~ ~rp {?y ?u uqp~ tp qy {}p~y? tp pw?yr qypy. _{000D_ s|pr~} ur|ry~s yu} y{~u u ?u xp?}y tyu{p, }~wy ~put tu?u~} y{~} {, ?u ~ ?u |pp yx~p ~rp | {p}pu. Kp _{000D_ {yy, ~p prp u }s }u~y tp ?u q? }uuy |pu }wu tp u p~p t u{p. _{000D_ Sp{?u, yx~ |pu ~rp, qp u?u? p tsy} }utp}p, ~u }pu tp qy~uu |p?p? ru|y{ y~uurp?u. _{000D_ _{000D_ ts {, {p ~utp{u, ru|y{u |pu {?u u y}u?? ~p }uu~y, qy?u tp ?u . _{000D_ {ptp ?u {yy?p, p{ ~y y~p}p y?ptp, ~u{pt p{ y ru?p {|yy~p ~rp xp y|p ~p }u, uqp tp tpquuu yx px}uy. _{000D_ _{000D_ Put sp, ?u ?y ~u{|y{ {}p~y?p {?u pty|y s|pr~ y{~} } ur|ry~s ~py~, xpry~y t p?}y~s qy uqp~ ~rp {?y ?u uqp~ tp qy {}p~y? tp pw?yr qypy.