Cu~up|~y {p}p~p p {ptp xp?}??u ~rp t qp~{u

@{ u xp?}y|y ~rp t y~p~y?{y y~yy?p, r tp u }y|y qy qy| }~s ?ty {?y qp~{p. _{000D_ u?p? ys~y, ?u u }pp {p ryu ~us ?u {p pp y~p~y?u. _{000D_ Mu?y}, ?p xp?}y} ~rp t qp~{u, }wuu p{?u }p|q?~y {?y x~py p {|y{ {p}p~u u tp utp~. S rp rty yyyrp? xptwyrp?p y y~uup _{000D_ qp~y. _{000D_ _{000D_ u|put /

ut~y y }p~u

_{000D_ _{000D_ tp xp?}??u ~rp qp~y rp qp tp xp?}y ~rp ako _{000D_ |p? ~y {?y xp?}?? ry ~rp, {p}p~p p ?u { ?u u sty~u { 4%. @{ _{000D_ xp?}y p{ ?ut~} }uu~ 100.000 ?u~p, {p}pp ?u qyy 100.000 ?u~p ~ 4% ~ 30/365 = 328 ?u~p. _{000D_ Su~~, ux ~p ? ?u 8% t uu. @{ ?u _{000D_ |p t rsp, }y|y} tp }~s }p?y, }~sy ?ty u?p?. _{000D_ _{000D_ Txsut, {ptp u ry xp?}y ~rp t pp y~p~y?p, { 4,5% t 5%, ?u wy~p u~p. _{000D_ p}, p{ ?u }u~p { 1%, }wuu y}py ~y {?y }y|u y ptu ~y?u q?y t pp y~p~y?p ?y y |p{ rurp~ |y{p yyyrp?u. _{000D_ Mu?y}, p{ u xp?}y|y 100.000 ?u~p t yy} |ry}p, {p}pp ?u yxp?y 369 ?u~p ~p 410 ?u~p y px|y{u. _{000D_ _{000D_ tp ?u, r ?u u~p{ {ptp ru|y{p {|yy~p, {p ?u 300.000 ?u~p y 500.000 ?u~p, p ~u qy uqp| u{ xp}y|yy rpp?u x~pp?~ px|y{. _{000D_ @{ u xp?ut~ xp?}y|y yxru~? }uy, ?u ?u px|y{p t rs yx~p qyy ru|y{y uu, ?p u?u} xp?}yp t ~y{u {p}p~u u qp~{u p{ 1%. _{000D_ _{000D_ < V2> @{ {yyu ~u{|y{ {}p~y?p @{ _{000D_ u xp?}y|y t }|y|u qp~{u y|y pp y~p~y?p, y}p? u~tu~y? tp u yx~ {p}p~p p ?u ryp. _{000D_ T {uty {pyp ru|y{y qp~p{p, ?u ~p?rurp~y?u u{ { 14% ?u quxqu?u~ {p s?p sp~yp. @{ ?u ~r xp?}y|p _{000D_ 30 }y|y~p, p yx~ {p}pp t }uu~ ?u qyy \ 3,452. _{000D_ _{000D_ uu ~y?u p} , }p qyy, ~ppr~, qp~prp {p}pp yx~p {?y u {yy t p~u tsy {}p~y?p. ?ty {?y u xptw? _{000D_ }y|y~p, p{ y}pu {p}p~ 14 t, }pu tp |pyu }uu~ {p}p t \ 11,506. _{000D_ |p? us }utp |pu |p?t, ?u ?u yx~ ~rp {?y ?u {}qy~py?y p tyu{} ?u utpr?u~ {p |p?p?p, }wuu rp~p uu u rp ru? tp 15.000 t 20.000 ?u~p ~p }y~y}}. _{000D_ _{000D_ p{ {p ?u y?u~ s|p{ {pt u xp?}y|y ~rp, {ptp u |py y~u }wu u u?y tp }~su ?tu tp u qu ~p tu| y~uup. _{000D_ Xp{ y t }uu~u |pu, rpy, ~y rpy|y p} y~uu, ~y?u ~yp }p?u yp tp. _{000D_ _{000D_ {p{ tp u xptw? ~p ~yw? <2> {p}p~y p {p{ qy u }p?y|p uu _{000D_ y~uup, rpw~ ?u tp tpquuu ~y{ {}p~y? {p}p~u u. S ?u u{p _{000D_, {p}p~u u {?u ~pyp~u s|p ?u ~pyp y{y u{p {u?u t s?u sp~yu t t?u sp~yu, {ptp rpy ~y {yu, y p }wu tp xp?}y rp{} {p}p~? y ~u x~p?, ~u qy ~u{y {?y }y|u p~{yx~ . T y? }p?u?p _{000D_ {p}p~u u |utu?u |ru rpw~ ?u. _{000D_ _{000D_ _{000D_ _{000D_ <2> tp |y ?y pqy|p~ yt _{000D_ |yu ry xptwyrp?p ?u, {p{ qy u y{yy|p ~yw} {p}p~} }, rpw~ ?u tp |y u tqy|y ~u{ pqy|~u ytu. _{000D_ Nppr~, ry{p tp |y tp tqy?u sty?y yt, ?u rpw~, p|y ?u p| rpwp~ {yuy?} rut~y xp qp~{u ?u tp "p{ ?ty }s tp u rpu ~p pry ~py~, p{ y {} ru}u~p." _{000D_ _{000D_ y|y xp?}?yrp?u tuy~py?p ?u {|y{ ?u t T |p? ?ty {?y _{000D_ y}p ryu{ xptwyrp?p, s|pr~} rp~ {p}p~p p ?u ryp. _{000D_ Sp{ }ut {?y wu|yu tp px}y }p??u tutyu xptwyrp?p. _{000D_ {~|ytpy?p y ts ?u ptp? r {pusy?, p|y Kptp y}pu ?utp~ t y~p~y?{y y~yy?p ~y{p {p}p~p p qp~p{p tp xp?}??, tru?u t }p?u?p ~p {p? |pu. At?y tp ?u pr?p?u yxy{} p?u |p{ qyy t _{000D_ qp~{u p~u, rurp~ ?u qyy xp?}?u~ ~p ~y{} {p}p~} }. _{000D_ _{000D_ Pus|ut _{000D_ ry xp?}yy ~rp qp~y, {p}p~p p ?u { 5% xp p{u y~p~y?u Np }u, { 4 t ?u qyy wy~p u~p. _{000D_ Dp{|u, y {p{ qy u ~p xptwu?p uu ?u ~y{p ~rp~y{, Ay~ ?u tp px}y?p uqy qp~{u ~p r} }u. S ?u u{p _{000D_ _{000D_, p{ qux qxyp ~p {|y{ y}p ?u ?yrp {uty~p y~}py?u y qp~{u, {p}p~u u Ay| p} p} stu tqy |ry ?u u xpryy ru?y. _{000D_ p{, p{ ?u ypy?p {?? xp?}y tsy} y~p~y?{y} y~yy?p}p, p? {?u} {~|ytpy?p ts y p y?u} tp u ruy} tp ~ppry yxq {?y ?u {yp~ xp tss. Kptp ?u _{000D_ {uyp?u, ~p rp? ~py~ ", y|y xp?}y |p{" ?ut~pr~ ~y?u "y|y ?ut~pr~ |pu, {p}p~u u {|~y y|y ~y{u" ?u tp }y }y|y} tp ?u rpw~. _{000D_ I|y xptwyrp?u tuy~py?p ?u {|y{ ?u t _{000D_ |p? qu {?p ?u ryu{ xptwyrp?p, s|pr~} rp~ {p}p~p p ?u ryp. _{000D_ Sp{ }ut {?y wu|yu tp px}y }p??u tutyu xptwyrp?p. _{000D_ {~|ytpy?p y ts ?u ptp? r {pusy?, p|y Kptp y}pu ?utp~ t y~p~y?{y y~yy?p ~y{p {p}p~p p qp~p{p tp xp?}??, tru?u t }p?u?p ~p {p? |pu. At?y tp ?u pr?p?u yxy{} p?u |p{ qyy t _{000D_ qp~{u p~u, rurp~ ?u qyy xp?}?u~ ~p ~y{} {p}p~} }. _{000D_ _{000D_ Pus|ut _{000D_ ry xp?}yy ~rp qp~y, {p}p~p p ?u { 5% xp p{u y~p~y?u Np }u, { 4 t ?u qyy wy~p u~p. _{000D_ Dp{|u, y {p{ qy u ~p xptwu?p uu ?u ~y{p ~rp~y{, Ay~ ?u tp px}y?p uqy qp~{u ~p r} }u. S ?u u{p _{000D_ _{000D_, p{ qux qxyp ~p {|y{ y}p ?u ?yrp {uty~p y~}py?u y qp~{u, {p}p~u u Ay| p} p} stu tqy |ry ?u u xpryy ru?y. _{000D_ p{, p{ ?u ypy?p {?? xp?}y tsy} y~p~y?{y} y~yy?p}p, p? {?u} {~|ytpy?p ts y p y?u} tp u ruy} tp ~ppry yxq {?y ?u {yp~ xp tss. Kptp ?u _{000D_ {uyp?u, ~p rp? ~py~ ", y|y xp?}y |p{" ?ut~pr~ ~y?u "y|y ?ut~pr~ |pu, {p}p~u u {|~y y|y ~y{u" ?u tp }y }y|y} tp ?u rpw~. _{000D_ I|y xptwyrp?u tuy~py?p ?u {|y{ ?u t _{000D_ |p? qu {?p ?u ryu{ xptwyrp?p, s|pr~} rp~ {p}p~p p ?u ryp. _{000D_ Sp{ }ut {?y wu|yu tp px}y }p??u tutyu xptwyrp?p. _{000D_ {~|ytpy?p y ts ?u ptp? r {pusy?, p|y Kptp y}pu ?utp~ t y~p~y?{y y~yy?p ~y{p {p}p~p p qp~p{p tp xp?}??, tru?u t }p?u?p ~p {p? |pu. At?y tp ?u pr?p?u yxy{} p?u |p{ qyy t _{000D_ qp~{u p~u, rurp~ ?u qyy xp?}?u~ ~p ~y{} {p}p~} }. _{000D_ _{000D_ Pus|ut _{000D_ ry xp?}yy ~rp qp~y, {p}p~p p ?u { 5% xp p{u y~p~y?u Np }u, { 4 t ?u qyy wy~p u~p. _{000D_ Dp{|u, y {p{ qy u ~p xptwu?p uu ?u ~y{p ~rp~y{, Ay~ ?u tp px}y?p uqy qp~{u ~p r} }u. S ?u u{p _{000D_ _{000D_, p{ qux qxyp ~p {|y{ y}p ?u ?yrp {uty~p y~}py?u y qp~{u, {p}p~u u Ay| p} p} stu tqy |ry ?u u xpryy ru?y. _{000D_ p{, p{ ?u ypy?p {?? xp?}y tsy} y~p~y?{y} y~yy?p}p, p? {?u} {~|ytpy?p ts y p y?u} tp u ruy} tp ~ppry yxq {?y ?u {yp~ xp tss. Kptp ?u _{000D_ {uyp?u, ~p rp? ~py~ ", y|y xp?}y |p{" ?ut~pr~ ~y?u "y|y ?ut~pr~ |pu, {p}p~u u {|~y y|y ~y{u" ?u tp }y }y|y} tp ?u rpw~. _{000D_ Pry u xp?}y|y ~rp qp~y _{000D_, |p? pp y~p~y?p {p}p~? y t { 5%, { 4%, ?u qyy wy~p u~p. _{000D_ Dp{|u, y {p{ qy u ~p xptwu?p uu ?u ~y{p ~rp~y{, Ay~ ?u tp px}y?p uqy qp~{u ~p r} }u. S ?u u{p _{000D_ _{000D_, p{ qux qxyp ~p {|y{ y}p ?u ?yrp {uty~p y~}py?u y qp~{u, {p}p~u u Ay| p} p} stu tqy |ry ?u u xpryy ru?y. _{000D_ p{, p{ ?u ypy?p {?? xp?}y tsy} y~p~y?{y} y~yy?p}p, p? {?u} {~|ytpy?p ts y p y?u} tp u ruy} tp ~ppry yxq {?y ?u {yp~ xp tss. Kptp ?u _{000D_ {uyp?u, ~p rp? ~py~ ", y|y xp?}y |p{" ?ut~pr~ ~y?u "y|y ?ut~pr~ |pu, {p}p~u u {|~y y|y ~y{u" ?u tp }y }y|y} tp ?u rpw~. _{000D_ Pry u xp?}y|y ~rp qp~y _{000D_, |p? pp y~p~y?p {p}p~? y t { 5%, { 4%, ?u qyy wy~p u~p. _{000D_ Dp{|u, y {p{ qy u ~p xptwu?p uu ?u ~y{p ~rp~y{, Ay~ ?u tp px}y?p uqy qp~{u ~p r} }u. S ?u u{p _{000D_ _{000D_, p{ qux qxyp ~p {|y{ y}p ?u ?yrp {uty~p y~}py?u y qp~{u, {p}p~u u Ay| p} p} stu tqy |ry ?u u xpryy ru?y. _{000D_ p{, p{ ?u ypy?p {?? xp?}y tsy} y~p~y?{y} y~yy?p}p, p? {?u} {~|ytpy?p ts y p y?u} tp u ruy} tp ~ppry yxq {?y ?u {yp~ xp tss. Kptp ?u _{000D_ {uyp?u, ~p rp? ~py~ ", y|y xp?}y |p{" ?ut~pr~ ~y?u "y|y ?ut~pr~ |pu, {p}p~u u {|~y y|y ~y{u" ?u tp }y }y|y} tp ?u rpw~. _{000D_