Mphunzitsi atathana-mlingo dongosolo Kukhazikika mukukonzeratu

Kodi akuluakulu atathana-mlingo Kukhazikika mukukonzeratu zimachitika mu monga khadi ngongole, koma ngati inu kwenikweni ntchito, akhoza anthu ambiri sakudziwa mmene kubweza.
nthawi imeneyi, pamodzi ndi ubwino ndi kuipa kwa akuluakulu atathana-mlingo dongosolo Kukhazikika mukukonzeratu adzakhala anayambitsa.

 

zokhudzana / olemekezeka ndi chidwi atathana-mlingo Kukhazikika mukukonzeratu
zokhudzana / bwino Wopanda yaikulu ndi chidwi owongoka mzere alipire chiwembu

 

kodi olemekezeka atathana-mlingo Kukhazikika mukukonzeratu

yaikulu atathana-mlingo Kukhazikika mukukonzeratu dongosolo ndipo, pa chiwerengero anakonzeratu nthawi mgwirizano analowa mu, chinthu chimene adzakwaniritsadi alipire pamwezi.
Mwachindunji, kuchulukitsa ndi mlingo atathana mphunzitsi wamkulu ndalama kuphatikiza chidwi kuchulukitsa ndi chenicheni pa annum pa ngongole kuti ndi bwino, kudzakhala ngati mwezi alipire ndalama.

 

Ngati zitsanzo

Mwachitsanzo kuchepekela bwino 4% ogula ngongole ku yaikulu atathana mlingo Kukhazikika mukukonzeratu, anabwereka 100,000 yen 10% mlingo pachaka chidwi, mawerengedwe ali motere zidzakhala.
100,000 yen × 4% + (100,000 yen × (10 ÷ 12 miyezi)) _ x000D_ = 4,000 yen + (100,000 yen × 0,83%) _ x000D_ = 4, Kuti agwiritse bwino 830 yen

 

ngongole utachepa aliyense alipire, izo amakhala ndi kutsika repayments mwachibadwa mwezi mwezi uliwonse. _X000D_ nkhani ya mwezi wotsatira,
((\ 100,000 yen -4830) × 4%) + (\ 100,000 yen -4830) × 0,83%) _ x000D_ = (95,170 yen × 4%) + (\ 95,170 × 0,83%) _ x000D_ = zidzakhala 3807 yen Tasu790 yen
= 4.597 yen
.
kusiyana ndi pakati 233 yen zonyozeka, patapita miyezi isanu ndi ntchito kuchepekela-bwino mungathe mu pafupi 3000 yen kuti yen 5000.

 

ubwino

yaikulu atathana-mlingo Kukhazikika mukukonzeratu mtengo ndi kuti alipire kangapo kuchita masamu pasadakhale.
kwa mwezi zovuta kumvetsa mmene limabwerera mmene mfundozo ndi, chomaliza alipire kangapo ndi yabwino ndi yosavuta kumva.
komanso anthu kugwiritsa ntchito kwa nthawi yoyamba mabungwe ena azachuma, ndinganene kuti angathe kukonzekera ntchito. Kuchuluka kukhala

 

alipire komanso, ndi mwayi waukulu chifukwa zosakwana yaikulu ndi chidwi atathana-mlingo Kukhazikika mukukonzeratu dongosolo. Chifukwa palinso njira kuganizira kubwezera
yaikulu chiwerengero cha nthawi akhoza kuletsedwa bwino kuno kuli kumene. Ngati inu
tentatively pobwereka 100 miliyoni ndi chiwerengero cha nthawi zina 200 pafupi, pali nthawi kusiyana kwa zaka pafupifupi 15, anabadwa mu masiku mawerengedwe.

 

chakuti chiwerengero cha alipire zazing'ono, ndi kuti amafuna zochepa kuchuluka chidwi. Ngati inu anabwereka
50 miliyoni ndi kusiyana pakati pa akuluakulu ndi chidwi atathana-mlingo dongosolo Kukhazikika mukukonzeratu adzakhala lalikulu kwambiri ndi pafupifupi 150,000 yen.
Chifukwa cha kusiyana kakang'ono mu nthawi ya alipire mwezi, kodi anthu ochepa amene osaganizira kusiyana.

 

sangathe

ngati kuipa yaikulu atathana-mlingo dongosolo Kukhazikika mukukonzeratu, ndi mwezi alipire ndalama, pali mfundo yomwe anapereka kukhala apamwamba kuposa olemekezeka ndi chidwi atathana-mlingo dongosolo Kukhazikika mukukonzeratu.
Ichi ndi chifukwa ndalama kuti anagunda yaikulu lalikulu kuposa njira zina alipire. Ngakhale
chiwongola dzanja ali yemweyo, inu mukhoza kukhala ndi kusiyana yen 10,000 pafupi ndi mtolo wolemetsa kwa chikwama wanu anabadwa.

 

Panopa, ndi zoonanso kuti yaing'ono kampani ndalama pophatikiza olemekezeka atathana-mlingo Kukhazikika mukukonzeratu dongosolo.
Choncho, ngakhale ngati mukufuna ngati kusankha njira iyi, malo oyamba inu mukhoza kampani sinasamaliridwe.

 

zina, kunena kuti kaya alipire ndi kuchuluka, chifukwa mulibe kugula ndi kuti Kukhazikika mukukonzeratu ngongole, pali chiopsezo nthawi alipire amakhala yaitali kuposa ngongole yachibadwa.
Komabe, ngati kuwonjezeka ndalama zochepa, ndi mphamvu akhoza mudzalipidwa pakati pawo oyambirira nthawi.

 

kwa

Chidule


yaikulu atathana-mlingo Kukhazikika mukukonzeratu dongosolo anaitenga yaikulu kuchulukitsa ndi anakonzeratu ndalama mapulani ndi zimene alipire kuchuluka kwa ndalama kuphatikiza chidwi. Monga
phindu nkhope akhoza kutchulidwa kuti chiwerengero cha miyezi kubweza kuchita masamu kuchokera pachiyambi.
Komanso mu alipire ndalama, osachepera poyerekeza ndi njira zina, mulibe nkhawa kulipira kwambiri chidwi.

 

Komabe, monga kuipa, ndi repayments lalikulu ntchito kwa mwezi, kudzapatsidwa ndi kuti.
pamene lendi ngakhale likupezeka mu masauzande, nthawi zina zikuluzikulu ndalama kulipidwa pamalopo, muyenera kusankha kwa kumvetsa.

 

Komanso, chifukwa pali makampani ochepa amene adachita olemekezeka atathana-mlingo Kukhazikika mukukonzeratu njira, malingana ndi nthawi ofunika ndalama muyenera kusankha kampani kusankha mosamala.
kwa akuluakulu atathana-mlingo dongosolo Kukhazikika mukukonzeratu anaitenga yaikulu kuchulukitsa ndi anakonzeratu ndalama mapulani n'zimene alipire kuchuluka kwa ndalama kuphatikiza chidwi. Monga
phindu nkhope akhoza kutchulidwa kuti chiwerengero cha miyezi kubweza kuchita masamu kuchokera pachiyambi.
Komanso mu alipire ndalama, osachepera poyerekeza ndi njira zina, mulibe nkhawa kulipira kwambiri chidwi.

 

Komabe, monga kuipa, ndi repayments lalikulu ntchito kwa mwezi, kudzapatsidwa ndi kuti.
pamene lendi ngakhale likupezeka mu masauzande, nthawi zina zikuluzikulu ndalama kulipidwa pamalopo, muyenera kusankha kwa kumvetsa.

 

Komanso, chifukwa pali makampani ochepa amene adachita olemekezeka atathana-mlingo Kukhazikika mukukonzeratu njira, malingana ndi nthawi ofunika ndalama muyenera kusankha kampani kusankha mosamala.