mlingo General chidwi pamene pobwereka ndalama ku banki

Ngati inu kubwereka ndalama ku mabungwe ena azachuma, woyamba kubwera ndi kudzakhala kuli anthu ambiri amene banki.
otetezeka, chifukwa amaona ngati kuposa monga ogula ndalama.
Koma ine kubwereka ndalama ku banki, mukhoza ochepa amene amadziwa mmene chiwongola dzanja kuti zaukhondo. Iwo anayambitsanso kwa sankakhala kuona ndi chidwi
banki.

 

zokhudzana / ubwino ndi kuipa

 

kubwereka ndalama ku banki

munthu woyamba kubwereka ndalama ngati


kwa anthu amene kubwereka koyamba ndalama, chiwongola dzanja ndi mlingo kuwombola ndi chaka za 4%. Ngati
anabwereka ngati mwezi 100,000 yen, chidwi adzakhala 100,000 yen × 4% × 30/365 = 328 yen.
Panopa msonkho mowa ndi 8% ya chi. Ngati
theka izi, ine ndikuganiza m'munsi, anthu ambiri amaona.

 

Mwa njira mukangofika anakongola ndalama kwa ogula zachuma, za 4.5% 5%, ndi mtengo msika.
yekha, ngati kusintha padziko 1% mukhoza kukhala anthu amene amaganiza ndi kuchita si bwino ogula ndalama palinso kosavuta chodziwikiratu chithunzi bwino.
Komabe, ngati inu anabwereka yen 100,000 m'mikhalidwe yemweyo, chidwi adzatuluka yen 369 kuti yen 410 ndi kusiyana.

 

kuti ali, ndi pamene kuchuluka chachikulu, yen monga 300,000 ndi yen 500,000, ndipo sayenera kovuta kulingalira kutsegula kusiyana kwambiri.
Ngati inu anabwereka pamodzi kumlingo, kuyambira kusiyana kwa kuchuluka izi mtolo wolemetsa kwambiri, Ndikupangira ngongole ku banki otsika mtengo chidwi 1%.

 

< h2> Ngati mumamwa makampani akuluakulu Ngati inu
ali anaitenga ku banki angapo kapena ogula ndalama, amakhala chiwongola dzanja kuchuluka ndi apamwamba.
Mu khadi ngongole ya mabanki akuluakulu, ndi chiyerekezo zambiri za 14% amaperekedwa ngati malire chapamwamba. Ngati kumene anabwereka
30 miliyoni ndi chiwongola dzanja kuchuluka kwa mwezi kudzakhala \ 3.452.

 

katundu si zokhazo, komanso ayenera kukhala kumene masamu kuchuluka chidwi kuti chabwerekedwa ndi makampani ena. Anthu amene pobwereka mu
mamilioni, ngati muli ndi 14 peresenti chiwongola dzanja, muyenera kulipira chidwi mwezi wa \ 11.506.
nkhani ya onse njira Wopanda alipire, kuyambira kuchuluka kwa ndalama zimene pamodzi chachikulu zikufotokozedwa monga ndalama, mukhoza enieni katundu likhalebe amakhulupirira kuti yen 15,000 mpaka 20,000 pa yochepa.

 

ngakhale monga momwe Adachitidwira bwino pamene inu kubwereka ndalama, pamene kubweza mwadzidzidzi tinganene kuti anthu ambiri amavutika pa gawo cha chidwi.
Ngakhale pamene alipire mwezi zoona, sanabwerere chidwi yekha, ndi chimodzimodzi ndi nkhani.

 

kuti akabwereke pa poyerekeza

chiwongola dzanja kuchepetsa katundu wa


chidwi, n'kofunika kusankha otsika chiwongola dzanja kampani. Kuti anati
, chiwongola dzanja olembedwa kulengeza kwalembedwa osiyanasiyana ku malire pamwamba pa malire m'munsi, pamene kwenikweni ntchito, ndipo kodi kubwereka iriyonse chidwi sindikudziwa, kodi ochepa amene amaganiza nkhawa . Pofuna kuchepetsa
chiwongola dzanja zinthu izi ndi zofunika.

 

 

 

kaya pali ndalama khola

munthu koyamba ngongole ndi, kuti amapezerapo mwayi pakafukufuku chidwi, n'kofunika kuti ukukwera ena yodalirika.
Inde, mkulu ngati kupeza ndalama pachaka, n'kofunika koma wakhala zofunika muyezo kufunika kwa mabanki ndi "ngati anthu angathe kubwerera bwino, ngakhale pa nthawi."

 

kapena ngongole kopita ndi kuchuluka ndi a

Pa nkhani ya anthu amene

ali angapo a ngongole, amakonda kwenikweni chiwongola dzanja ndi apamwamba.
Motero, njira imene mukufuna kuiona ndi kuchepetsa sankakhala kopita.
inu ngongole kuphatikiza ndi kugwera mu gulu ili, koma Pamene muli ndi chidwi otsika mtengo banki mabungwe a zachuma kubwereka, zidzapangitsa kuti kuchepetsa alipire pamapeto pake. Popeza kasamalidwe chiopsezo amakhala osavuta kwa
mbali banki, izo angayambenso anabwereka pa mtengo wotsika chidwi.

 

Chidule

koyamba kubwereka ndalama ku banki, ndi chiwongola dzanja ndi za 5% chifukwa ogula ndalama mosiyana, 4 peresenti adzakhala mtengo msika.
Choteronso kuti katundu madebiti ndi otsika chikwama cha, Nkofunikira kuti aganizire ntchito ya gombe mu malo oyamba. Kuti anati

 

, ngati ziribe kanthu momwe olimba ndi ngongole zawo zambiri ndi ku banki, chidwi mlingo uliwonse omwe zinthu zabwino adzakhala apamwamba.
ngati, ngati zinthu zimene anabwereka mabungwe ena azachuma, mu boma limene ngongole kuphatikiza komanso nyaze onetsetsani musankha opindulitsa kwa wina ndi mzake. Pamene
caching, mwa njira iyi, "kapena anabwereka zosavuta" osati "kapena alipire zosavuta, chiwongola dzanja sachedwa kapena otsika" kuti ife tikuganiza n'kofunika.
Kapena ngongole kopita ndi kuchuluka ndi a
nkhani ya munthu amene ali angapo a ngongole, amakonda kwenikweni chiwongola dzanja ndi apamwamba.
Motero, njira imene mukufuna kuiona ndi kuchepetsa sankakhala kopita.
inu ngongole kuphatikiza ndi kugwera mu gulu ili, koma Pamene muli ndi chidwi otsika mtengo banki mabungwe a zachuma kubwereka, zidzapangitsa kuti kuchepetsa alipire pamapeto pake. Popeza kasamalidwe chiopsezo amakhala osavuta kwa
mbali banki, izo angayambenso anabwereka pa mtengo wotsika chidwi.

 

Chidule

koyamba kubwereka ndalama ku banki, ndi chiwongola dzanja ndi za 5% chifukwa ogula ndalama mosiyana, 4 peresenti adzakhala mtengo msika.
Choteronso kuti katundu madebiti ndi otsika chikwama cha, Nkofunikira kuti aganizire ntchito ya gombe mu malo oyamba. Kuti anati

 

, ngati ziribe kanthu momwe olimba ndi ngongole zawo zambiri ndi ku banki, chidwi mlingo uliwonse omwe zinthu zabwino adzakhala apamwamba.
ngati, ngati zinthu zimene anabwereka mabungwe ena azachuma, mu boma limene ngongole kuphatikiza komanso nyaze onetsetsani musankha opindulitsa kwa wina ndi mzake. Pamene
caching, mwa njira iyi, "kapena anabwereka zosavuta" osati "kapena alipire zosavuta, chiwongola dzanja sachedwa kapena otsika" kuti ife tikuganiza n'kofunika.
Kapena ngongole kopita ndi kuchuluka ndi a
nkhani ya munthu amene ali angapo a ngongole, amakonda kwenikweni chiwongola dzanja ndi apamwamba.
Motero, njira imene mukufuna kuiona ndi kuchepetsa sankakhala kopita.
inu ngongole kuphatikiza ndi kugwera mu gulu ili, koma Pamene muli ndi chidwi otsika mtengo banki mabungwe a zachuma kubwereka, zidzapangitsa kuti kuchepetsa alipire pamapeto pake. Popeza kasamalidwe chiopsezo amakhala osavuta kwa
mbali banki, izo angayambenso anabwereka pa mtengo wotsika chidwi.

 

Chidule

koyamba kubwereka ndalama ku banki, ndi chiwongola dzanja ndi za 5% chifukwa ogula ndalama mosiyana, 4 peresenti adzakhala mtengo msika.
Choteronso kuti katundu madebiti ndi otsika chikwama cha, Nkofunikira kuti aganizire ntchito ya gombe mu malo oyamba. Kuti anati

 

, ngati ziribe kanthu momwe olimba ndi ngongole zawo zambiri ndi ku banki, chidwi mlingo uliwonse omwe zinthu zabwino adzakhala apamwamba.
ngati, ngati zinthu zimene anabwereka mabungwe ena azachuma, mu boma limene ngongole kuphatikiza komanso nyaze onetsetsani musankha opindulitsa kwa wina ndi mzake. Pamene
caching, mwa njira iyi, "kapena anabwereka zosavuta" osati "kapena alipire zosavuta, chiwongola dzanja sachedwa kapena otsika" kuti ife tikuganiza n'kofunika.
Koyamba kubwereka ndalama
Bank, mu nkhani ya ogula ndalama kwa chiwongola dzanja pafupifupi 5%, za 4%, adzakhala mtengo msika.
Choteronso kuti katundu madebiti ndi otsika chikwama cha, Nkofunikira kuti aganizire ntchito ya gombe mu malo oyamba. Kuti anati

 

, ngati ziribe kanthu momwe olimba ndi ngongole zawo zambiri ndi ku banki, chidwi mlingo uliwonse omwe zinthu zabwino adzakhala apamwamba.
ngati, ngati zinthu zimene anabwereka mabungwe ena azachuma, mu boma limene ngongole kuphatikiza komanso nyaze onetsetsani musankha opindulitsa kwa wina ndi mzake. Pamene
caching, mwa njira iyi, "kapena anabwereka zosavuta" osati "kapena alipire zosavuta, chiwongola dzanja sachedwa kapena otsika" kuti ife tikuganiza n'kofunika.
Koyamba kubwereka ndalama
Bank, mu nkhani ya ogula ndalama kwa chiwongola dzanja pafupifupi 5%, za 4%, adzakhala mtengo msika.
Choteronso kuti katundu madebiti ndi otsika chikwama cha, Nkofunikira kuti aganizire ntchito ya gombe mu malo oyamba. Kuti anati

 

, ngati ziribe kanthu momwe olimba ndi ngongole zawo zambiri ndi ku banki, chidwi mlingo uliwonse omwe zinthu zabwino adzakhala apamwamba.
ngati, ngati zinthu zimene anabwereka mabungwe ena azachuma, mu boma limene ngongole kuphatikiza komanso nyaze onetsetsani musankha opindulitsa kwa wina ndi mzake. Pamene
caching, mwa njira iyi, "kapena anabwereka zosavuta" osati "kapena alipire zosavuta, chiwongola dzanja sachedwa kapena otsika" kuti ife tikuganiza n'kofunika.