qp|p~ |pzt ~usyxsy }}p|pt~ wp~p pzxtpt~ ?x x{ ?|?? u}p

Kpxsp p{p, p| {px tp qu|sy|u~su~ pyu ?|?~? quy|u.
qyty{?? qp|p~{p, |pzt ~usyxsy wp~p p|pt~ pp~tp pzxt{ ?x x{ ?|?? u}p q| p~p|p.
A|, }yp|, p{|{p wp~p {u}y|y{uy {uu{vv y~p~ wp~p {utyy{ {pp~, p|, ~tz {|t~|p w| q| p~p|p {y ~tpz pwps, p| }~u q| p~p|p.

 

qpz|p~ / ~usyxsy }}p|pt~ wp~p pzxtpt~ qu|sy|u~su~-u~ pz|p~sp~
qpz|p~ / ~usyxsy { {

 

pz|p~sp~> qp|p~ |pzt ~usyxsy }}p|pt~ wp~p pzxtpt~ ?x x{ ?|?? {}p {pz?

qp|p~ |pzt ~usyxsy }}p|pt~ wp~p pzxtpt~ ?x x{ ?|?? }ut, ptpp, "qp|p~ |pzt {}p~ pz|p~sp~" tu pp|p.
qp{p ?|?? {}p }u~u~ pz}p {pp, {px ?xs??? }u, p~{u~y ?|?? }}p qy ?xs??|?{ q| {p|t.
M~tp~ {p, {pzp}t yu}p~ {px p, ~tz |u u{u~ ppsp~ {px {pzp|p sp~ wpstpz q| p~p|p. A| {}p~ {|t~ }u~u~, ~usyxsy {px q| p{{ w|tp {uu{?? {pw
{? {pp {utyuty~ {??~? p qyy, ~tz |u {?. Mu~
{u?? {yzy~, p~ {?xt?~ {}p tu pzp quu.

 

{~{u?? }yp|tp

qp|p~ |pzt ~usyxsy }}p|pt~ wp~p pzxtpt~ ?x x{ ?|?? u}p

^su, }yp|, 14% pzxt{ u~ q~p {pxt{ 200000 yu~
q|, }}p qy pztp~ {yzy~ ?|?~? ??~ ?}?~{?t?z.
(20 ptp} 14% ~) ~ (30 uzu{ 365 {?~)
= 28,000 ~ 0.082
= 2296 zu~
?{? 4 Kx}p~ }u~u~ {pp, | p{p pqtp~ ? }}p }u tuu.

 

?|?? pz pz~ qu|sy|u~su~ ?|?? ?|?}t? p{ ?|?~? qp|p~ {pp, p {p~tpz q|. }yp|,
{?q?z?? q|, w|-wq~ p| {u|u q|, q| tp p qp{ ?|?}t?t? uz w??|?.

 

pztp pztp|p

qp|p~ |pzt ~usyxsy }}p|pt~ wp~p pzxtpt~ qp|p~ |pzt ~usyxsy }}p~ wp~p pzxt{ ?x x{ ?|?? {}p }u~u~ ?x x{ ?|?? u}p p{p pz pz~ ?|?? }}p~p {ppp |p~tpt ?x?? ??~ wu?y| q|.
M~p | uquutu~ |p}, ~tz |u }??~?? ?? {u{u~ {{~ px wp~p {{~p~ }?}{?~. M~tpz
wp|sx wpp { ~pt qy w| ?|?? q|}{ ?x, {y} p{p qp{p.

 

M~tp~ {p, {}p~y {pxsp, }u~ {{psp~ ?|?}t?t? }?}{?~ tu qw}|ts q|.
A| ?|?? qp{ q|, qp~tp px ~usyxsy q|, }~tpz ?z|???|?t?~ wu {x}p {pp ~ {|sp~ q| ~uu. M~tpz
{p~p~ {p~psp q|, p?s?| }?}{?~ }u q|, q{u|ty{ ~tz |u ?|?? }?}{?~ }u {psp wptp} q| {p|t.

 

M~tp~ {p, qy xp}pp spp|p q|s~t, {px }}p~p ~ qp q|, {}p {px p|qpz qy ? p{|s q| p~p|p.
{pp Kutyu q~p pztp|p~|sp~ tp, ~tz |u p~p|sp~ qp~{}pp~ {p, ~tz |u qy t?{?~t?~ qp~{}pp~~ wu{y|y{?? q| {p|t. Ayx
, p~tp pz pz~ ?|?}t? qu{u} qp, xp| sp~p {pxsp qy pz|p}p~ ?x?? wu?y|, q|.

 

qp|p~ |pzt ~usyxsy }}p~ wp~p pzxt{ ?x x{ ?|?? u}p~tp < / H2 wuyuy{y>

qp|p~ |pzt ~usyxsy }}p|pt~ wp~p pzxtpt~ ?x x{ ?|?? }ut, ~t pqtp~ {x{tp q| sp~ yy qp, p| w?~?~t? ?x q|.
pz pz~ quy|su~ p{p~~ }y~y}p|t }}p~ |{ wp~t ??~ }~tp~ p tp, qy ?|?} }}p pxp }u, p| {p{ |{ ?xs?q?z.
Npzwptp, q| |u qu|sy|u~su~ pz|{ qy {ppwp qp tu, u~ w| ?|? p| q| {| p|p.

 

Du}u{, y|u tp ?|??, xp{ }??~??? }u, {{p }??~? yy~tu |p~tpsp {?x }u~u~ wptp} qu??t? {|t~s~ }u, }~tp~ p, ?q?|?{{? w{ q|.
A| tp {p~tpzt qy w| }u~u~ ?|?? ~t{, qy{, {pzp {pp~ {pz {u|quu, {yzy~u{ p~~ }z~~ {}sp ~pzwp~tp p| {u|u.

 

M~tp~ {p, w| xpz} w?x?s? psp~ tp, {pzp qu?? ~tp p{p~~ p~~ {?q?z?? {uu{, }~tp~ p qpt{ {{psp~ {p|p. zs
tpz}p "{pz {u|??", u~ |p~tp|sp~ pztp|p~~ {????s? pp{u {|.

 

Gz~{

qp|p~ |pzt ~usyxsy }}p|pt~ wp~p pzxtpt~ ?x x{ ?|?? }ut, {px p| ??~ {| p{p wu {px {p|ts~~ }}p, pz pz~ ?|?}t? p {p~tpz q|.
?|?? |p~~ }}p {sp tp }?}{?~, ~tz |u qyy~y w| p{p pztp ??~ {px p|s p{| {y}ty~ ~{ q|.
Ryx {pp|pt pxpz, ~tz |u }?}{?~ q| sp~~, ~t {?~?~ ~ ?|?~q?s?~ q|.

 

Ay{ pztp| }y, u~ qu{u} ?|?? |p~ }u, {uu{ q|, wptp} tp, {yzy~ ?q?|?{{? {xs~ sp~p {pzp wp~~ p~p~ tu {pq| p|~ {uu{. M~tpz tp, qy px u {pzp p~~ qysu {{p ??~ u~ ?|?}t?t? wp~p p, p| p}p p{p p|p
{pp~ |u, {|t~sp wu?y| wp{ {ppwp q| {uu{ tu qy|tyty.
qp|p~ |pzt ~usyxsy }}p~ wp~p pzxt{ ?x x{ ?|?? {}p }u~u~ {u}y|y{, ~t pqtp~ {x{tp q| sp~ yy qp, p| w?~?~t? ?x q|.
pz pz~ quy|su~ p{p~~ }y~y}p|t }}p~ |{ wp~t ??~ }~tp~ p tp, qy ?|?} }}p pxp }u, p| {p{ |{ ?xs?q?z.
Npzwptp, q| |u qu|sy|u~su~ pz|{ qy {ppwp qp tu, u~ w| ?|? p| q| {| p|p.

 

Du}u{, y|u tp ?|??, xp{ }??~??? }u, {{p }??~? yy~tu |p~tpsp {?x }u~u~ wptp} qu??t? {|t~s~ }u, }~tp~ p, ?q?|?{{? w{ q|.
A| tp {p~tpzt qy w| }u~u~ ?|?? ~t{, qy{, {pzp {pp~ {pz {u|quu, {yzy~u{ p~~ }z~~ {}sp ~pzwp~tp p| {u|u.

 

M~tp~ {p, w| xpz} w?x?s? psp~ tp, {pzp qu?? ~tp p{p~~ p~~ {?q?z?? {uu{, }~tp~ p qpt{ {{psp~ {p|p. zs
tpz}p "{pz {u|??", u~ |p~tp|sp~ pztp|p~~ {????s? pp{u {|.

 

Gz~{

qp|p~ |pzt ~usyxsy }}p|pt~ wp~p pzxtpt~ ?x x{ ?|?? }ut, {px p| ??~ {| p{p wu {px {p|ts~~ }}p, pz pz~ ?|?}t? p {p~tpz q|.
?|?? |p~~ }}p {sp tp }?}{?~, ~tz |u qyy~y w| p{p pztp ??~ {px p|s p{| {y}ty~ ~{ q|.
Ryx {pp|pt pxpz, ~tz |u }?}{?~ q| sp~~, ~t {?~?~ ~ ?|?~q?s?~ q|.

 

Ay{ pztp| }y, u~ qu{u} ?|?? |p~ }u, {uu{ q|, wptp} tp, {yzy~ ?q?|?{{? {xs~ sp~p {pzp wp~~ p~p~ tu {pq| p|~ {uu{. M~tpz tp, qy px u {pzp p~~ qysu {{p ??~ u~ ?|?}t?t? wp~p p, p| p}p p{p p|p
{pp~ |u, {|t~sp wu?y| wp{ {ppwp q| {uu{ tu qy|tyty.
qp|p~ |pzt ~usyxsy }}p~ wp~p pzxt{ ?x x{ ?|?? {}p }u~u~ {u}y|y{, ~t pqtp~ {x{tp q| sp~ yy qp, p| w?~?~t? ?x q|.
pz pz~ quy|su~ p{p~~ }y~y}p|t }}p~ |{ wp~t ??~ }~tp~ p tp, qy ?|?} }}p pxp }u, p| {p{ |{ ?xs?q?z.
Npzwptp, q| |u qu|sy|u~su~ pz|{ qy {ppwp qp tu, u~ w| ?|? p| q| {| p|p.

 

Du}u{, y|u tp ?|??, xp{ }??~??? }u, {{p }??~? yy~tu |p~tpsp {?x }u~u~ wptp} qu??t? {|t~s~ }u, }~tp~ p, ?q?|?{{? w{ q|.
A| tp {p~tpzt qy w| }u~u~ ?|?? ~t{, qy{, {pzp {pp~ {pz {u|quu, {yzy~u{ p~~ }z~~ {}sp ~pzwp~tp p| {u|u.

 

M~tp~ {p, w| xpz} w?x?s? psp~ tp, {pzp qu?? ~tp p{p~~ p~~ {?q?z?? {uu{, }~tp~ p qpt{ {{psp~ {p|p. zs
tpz}p "{pz {u|??", u~ |p~tp|sp~ pztp|p~~ {????s? pp{u {|.

 

Gz~{

qp|p~ |pzt ~usyxsy }}p|pt~ wp~p pzxtpt~ ?x x{ ?|?? }ut, {px p| ??~ {| p{p wu {px {p|ts~~ }}p, pz pz~ ?|?}t? p {p~tpz q|.
?|?? |p~~ }}p {sp tp }?}{?~, ~tz |u qyy~y w| p{p pztp ??~ {px p|s p{| {y}ty~ ~{ q|.
Ryx {pp|pt pxpz, ~tz |u }?}{?~ q| sp~~, ~t {?~?~ ~ ?|?~q?s?~ q|.

 

Ay{ pztp| }y, u~ qu{u} ?|?? |p~ }u, {uu{ q|, wptp} tp, {yzy~ ?q?|?{{? {xs~ sp~p {pzp wp~~ p~p~ tu {pq| p|~ {uu{. M~tpz tp, qy px u {pzp p~~ qysu {{p ??~ u~ ?|?}t?t? wp~p p, p| p}p p{p p|p
{pp~ |u, {|t~sp wu?y| wp{ {ppwp q| {uu{ tu qy|tyty.
qp|p~ |pzt ~usyxsy }}p|pt~ wp~p pzxtpt~ ?x x{ ?|?? }ut, {px p| ??~ {| p{p wu {px {p|ts~~ }}p, pz pz~ ?|?}t?t?~ pz}p|p~ p.
?|?? |p~~ }}p {sp tp }?}{?~, ~tz |u qyy~y w| p{p pztp ??~ {px p|s p{| {y}ty~ ~{ q|.
Ryx {pp|pt pxpz, ~tz |u }?}{?~ q| sp~~, ~t {?~?~ ~ ?|?~q?s?~ q|.

 

Ay{ pztp| }y, u~ qu{u} ?|?? |p~ }u, {uu{ q|, wptp} tp, {yzy~ ?q?|?{{? {xs~ sp~p {pzp wp~~ p~p~ tu {pq| p|~ {uu{. M~tpz tp, qy px u {pzp p~~ qysu {{p ??~ u~ ?|?}t?t? wp~p p, p| p}p p{p p|p
{pp~ |u, {|t~sp wu?y| wp{ {ppwp q| {uu{ tu qy|tyty.