Oqp |yru~ u~ y xpu}p~u ~p py qp~{pp

@{ xpu}u py y~p~ryu y~yyy, ry, {z yx|uxu Ay qy| }~s p pxy qp~{p.
rr xp ys~, xp rp u rxyu}p {p -ry{p p{yrp {p y~p~y ~p uqyu|yu.
Bu{y rp, px ~pxpu} py qp~{pp, }wu tp }p|y~p, {y p xpx~py rp {|{ |yru~yu u~y, xp tp |yu y. S ry xpx~prp pxs|uwtp~u ~p xpu}y y |yry r
qp~{p.

 

rxp~y / uty}rp y ~utpy

 

tp xpu}p py r qp~{pp

ry ru{, {z xpu}p py @{


|p ~p uxy, {y xpu}p xp r pyu, |yru~y u~ u q}u~~y { u, u sty~ {| 4%. @{
~pxpu}, p{ uty~ }uu 100 000 zu~y, y~uu u qtu 100 000 zu~y ~ 4% ~ 30/365 = 328 zu~y.
B }}u~p tp~{ {~}py u 8% upp. @{
|ry~p ~p pxy, }y|, u r }~s -~y{p, }~s p u rrp.

 

Muwt ts, {sp xp ry ~pxpu} py uqyu|{yu y~p~y, ~p {| 4,5% t 5%, rp u pxp~pp u~p.
p}, p{ }~p {| 1%, }wu tp y}pu y ~uxy, {y }y| y tp ~u u -tqu ~p y~p~yu ~p uqyu|yu y}p y |{rp |u~ pxs|uwtp~u }p|{ ru~ yxqpwu~yu.
Bu p{, p{ ~pxpu} 100,000 zu~y, y yu |ry, |yry u yx|uxu 369 zu~y xp 410 zu~y y px|y{p.

 

rp u, rp u, {sp ut~p s|}p }p, {p 300,000 zu~y y 500,000 zu~y y ~u qrp tp u t~ tp y rp x~pyu|~p px|y{p.
@{ u ~pxpu} xput~, t yxru~p uu~, z {p px|y{pp pxy }p u qtu s|}p uwu, urp} xpu}y qp~{pp, ~y{ |yru~ u~, ty 1%.

 

< h2> @{ yx|xrpu ~{|{ y}y @{
p xpy}rp~y }~wuru~p qp~{p y|y uqyu|{ y~p~yp~u, p {|~~y tp qtp px}u ~p |yru~y u~ u -ry{.
B xpu} xp {py ~p s|u}y qp~{y, u ~pz-ru~pp z~ ~p {| 14% u utpr {p s~p sp~yp. @{ ~p{ yr|uu~y
30 }y|y~p y px}up ~p |yru~y u~ ~p }uu~p u qtu \ 3452.

 

uwu ~u u p}, u qrp tp qtu, pxqyp u yxy|rp }p y~uu, {z u xpy}rp~ tsy {}p~yy. Vpp, {y rxu}p xpu}y r
}y|y~y, p{ y}pu 14 u~p |yrp, {y qrp tp |pp }uu~p |yrp \ 11,506.
|p ~p }ut | xp|{p sprp~u, z {p px}u ~p pyu, {y u qyp s|pr~ypp u utpru~p t }pp ~p |pp~y, }wu tp tuzryu|~pp uwu u xppxrp rrp}, u 15 000 t 20 000 zu~y t }y~y}}.

 

ty, {p{ qu ~ppru~ |pr~, {sp xpu}u py, {sp xp sprp~u prpyz~ }wu tp u {pwu xp }~s p tp u q r pxy p ~p y~uu.
Dy y y }uu~ yx|pp~u, r~, ~u u rp p} y~uu, ~u -}p|{ u yy, {.

 

, xp tp u xpu}u -~y{p, {|{

|yru~y u~y, xp tp u ~p}p|y uwup ~p


y~uu, u rpw~ tp u yxquu ~y{p twur |yrp. Srp {pxp
, |yru~y u~y, {y p ~pyp~y r qrpp u ~pyp~ ~p y{p sp}p s~pp sp~yp t t|~pp sp~yp, {sp r~ u yx|xrp, y rp, {u }wu tp xpu}u r{ |yru~ u~ ~u x~p}, ~u qy }p|y~p, {y }y|, u urspp , R u| tp u ~p}p|y |yru~yu u~y
|ut~yu |ry u -rpw~.

 

 

 

tp|y y}p pqy|u~ tt

ru{ xp ry xpu}~yu utrp u, xp tp u rx|xrp -~y{ |yru~ u~, rpw~ u, u |prpu ~{y pqy|u~ tt.
Qpxqyp u, ry{ tp|y tp |y styu~ tt, u |{rp rpw~, ~ u ur~p r rpw~y {yuyy z~ xp qp~{yu u, u "p{ pp }sp tp u r~p pry|~, ty y uu~yu ~p ru}u."

 

y|y tuy~py xpu}y u {|{ y}p ~p

B |pz ~p p, {y

y}p {p~ ~p xpu}y, p {|~~y tp ~pyy~p |yru~ u~ u -ry{.
P xy ~py~, }ut, {z y{pu tp u pxs|utp, u ~p}p|rp~u ~p {pz~pp u| ~p xpu}y.
ry {~|ytyp~u ~p t|s u tp ptp r pxy {pusy, ~ R|ut {p u uty~ y~p~ry y~yyy ~y{ |yru~ u~ ~p qp~{yu tp xpu}p, u trutu t ~p}p|rp~u ~p sprp~u r {p ~p {pypp. Sz {p pr|u~yu ~p y{p, prp |u~ tp qtu
qp~{p p~p, ~pz-ru~ u qtp yr|uu~y ~pz-~y{ |yru~ u~.

 

Qux}u

ry , {sp u xpu}u py r qp~{pp, |yru~y u~ u {| 5% xp uqyu|{ y~p~yp~u px|y{p {| 4% u qtu pxp~pp u~p.
R|utrpu|~, p{p, xp tp u tuqy~p uwu u ~y{ t uz|p, Bpw~ u tp u }y|y xp yx|xrp~u ~p qp~{pp ~p r }. Srp {pxp

 

, p{ ~uxpryy} rp {|{ xtpr u ~pp qru~p {uty~p y~}py u r qp~{p, |yru~ u~ B{p p} {sp tqy |ry u u {pwuu -ry{p.
p{, p{ ypyp, r { ~pxpu} r tsy y~p~ry y~yyy, r ~yu, r {u {~|ytpyp ~p t|sp u| tp u ruuu, u tp ~ppry yxq, {z u |xp xp ru{y ts. Ksp {uyp~u
, xy ~py~ ", y|y rxuy ~p xpu} |u~ tp u" ~u "y|y |u~ sprp~u, |yru~y u~y {|~~y y|y ~y{", u, u ~yu }y|y}, u rpw~.
I|y tuy~py xpu}pu| u {|{ y}p ~p
|pz ~p |yu, {u u {p~ ~p xpu}y, p {|~~y tp ~pyy~p |yru~ u~ u -ry{.
P xy ~py~, }ut, {z y{pu tp u pxs|utp, u ~p}p|rp~u ~p {pz~pp u| ~p xpu}y.
ry {~|ytyp~u ~p t|s u tp ptp r pxy {pusy, ~ R|ut {p u uty~ y~p~ry y~yyy ~y{ |yru~ u~ ~p qp~{yu tp xpu}p, u trutu t ~p}p|rp~u ~p sprp~u r {p ~p {pypp. Sz {p pr|u~yu ~p y{p, prp |u~ tp qtu
qp~{p p~p, ~pz-ru~ u qtp yr|uu~y ~pz-~y{ |yru~ u~.

 

Qux}u

ry , {sp u xpu}u py r qp~{pp, |yru~y u~ u {| 5% xp uqyu|{ y~p~yp~u px|y{p {| 4% u qtu pxp~pp u~p.
R|utrpu|~, p{p, xp tp u tuqy~p uwu u ~y{ t uz|p, Bpw~ u tp u }y|y xp yx|xrp~u ~p qp~{pp ~p r }. Srp {pxp

 

, p{ ~uxpryy} rp {|{ xtpr u ~pp qru~p {uty~p y~}py u r qp~{p, |yru~ u~ B{p p} {sp tqy |ry u u {pwuu -ry{p.
p{, p{ ypyp, r { ~pxpu} r tsy y~p~ry y~yyy, r ~yu, r {u {~|ytpyp ~p t|sp u| tp u ruuu, u tp ~ppry yxq, {z u |xp xp ru{y ts. Ksp {uyp~u
, xy ~py~ ", y|y rxuy ~p xpu} |u~ tp u" ~u "y|y |u~ sprp~u, |yru~y u~y {|~~y y|y ~y{", u, u ~yu }y|y}, u rpw~.
I|y tuy~py xpu}pu| u {|{ y}p ~p
|pz ~p |yu, {u u {p~ ~p xpu}y, p {|~~y tp ~pyy~p |yru~ u~ u -ry{.
P xy ~py~, }ut, {z y{pu tp u pxs|utp, u ~p}p|rp~u ~p {pz~pp u| ~p xpu}y.
ry {~|ytyp~u ~p t|s u tp ptp r pxy {pusy, ~ R|ut {p u uty~ y~p~ry y~yyy ~y{ |yru~ u~ ~p qp~{yu tp xpu}p, u trutu t ~p}p|rp~u ~p sprp~u r {p ~p {pypp. Sz {p pr|u~yu ~p y{p, prp |u~ tp qtu
qp~{p p~p, ~pz-ru~ u qtp yr|uu~y ~pz-~y{ |yru~ u~.

 

Qux}u

ry , {sp u xpu}u py r qp~{pp, |yru~y u~ u {| 5% xp uqyu|{ y~p~yp~u px|y{p {| 4% u qtu pxp~pp u~p.
R|utrpu|~, p{p, xp tp u tuqy~p uwu u ~y{ t uz|p, Bpw~ u tp u }y|y xp yx|xrp~u ~p qp~{pp ~p r }. Srp {pxp

 

, p{ ~uxpryy} rp {|{ xtpr u ~pp qru~p {uty~p y~}py u r qp~{p, |yru~ u~ B{p p} {sp tqy |ry u u {pwuu -ry{p.
p{, p{ ypyp, r { ~pxpu} r tsy y~p~ry y~yyy, r ~yu, r {u {~|ytpyp ~p t|sp u| tp u ruuu, u tp ~ppry yxq, {z u |xp xp ru{y ts. Ksp {uyp~u
, xy ~py~ ", y|y rxuy ~p xpu} |u~ tp u" ~u "y|y |u~ sprp~u, |yru~y u~y {|~~y y|y ~y{", u, u ~yu }y|y}, u rpw~.
Pry , {sp rxy}p py ~pxpu}
qp~{p, r |pz ~p uqyu|{ y~p~yp~u ~p |yru~y u~ {| 5%, 4%, u qtu pxp~pp u~p.
R|utrpu|~, p{p, xp tp u tuqy~p uwu u ~y{ t uz|p, Bpw~ u tp u }y|y xp yx|xrp~u ~p qp~{pp ~p r }. Srp {pxp

 

, p{ ~uxpryy} rp {|{ xtpr u ~pp qru~p {uty~p y~}py u r qp~{p, |yru~ u~ B{p p} {sp tqy |ry u u {pwuu -ry{p.
p{, p{ ypyp, r { ~pxpu} r tsy y~p~ry y~yyy, r ~yu, r {u {~|ytpyp ~p t|sp u| tp u ruuu, u tp ~ppry yxq, {z u |xp xp ru{y ts. Ksp {uyp~u
, xy ~py~ ", y|y rxuy ~p xpu} |u~ tp u" ~u "y|y |u~ sprp~u, |yru~y u~y {|~~y y|y ~y{", u, u ~yu }y|y}, u rpw~.
Pry , {sp rxy}p py ~pxpu}
qp~{p, r |pz ~p uqyu|{ y~p~yp~u ~p |yru~y u~ {| 5%, 4%, u qtu pxp~pp u~p.
R|utrpu|~, p{p, xp tp u tuqy~p uwu u ~y{ t uz|p, Bpw~ u tp u }y|y xp yx|xrp~u ~p qp~{pp ~p r }. Srp {pxp

 

, p{ ~uxpryy} rp {|{ xtpr u ~pp qru~p {uty~p y~}py u r qp~{p, |yru~ u~ B{p p} {sp tqy |ry u u {pwuu -ry{p.
p{, p{ ypyp, r { ~pxpu} r tsy y~p~ry y~yyy, r ~yu, r {u {~|ytpyp ~p t|sp u| tp u ruuu, u tp ~ppry yxq, {z u |xp xp ru{y ts. Ksp {uyp~u
, xy ~py~ ", y|y rxuy ~p xpu} |u~ tp u" ~u "y|y |u~ sprp~u, |yru~y u~y {|~~y y|y ~y{", u, u ~yu }y|y}, u rpw~.