Dyu{{pp ~p qp|p~ xp|{p y y~uu |y~uz~y u}p ~p sprp~u

Ppy ~pxpu}, z u qtu yx|pu~ utrpyu|~ utu|u~ ~py~ ru}u ~p xpu}p~u.
q qp|p~ u |pzt s|pr~yy y |yry |y~uz~y spyu|u~ |p~ ut .
Srp u, uqyu|{ y~p~yp~u y {uty~p {pp u ~py~, {z u yx|xrp r, {p uty}rpp y ~utpyu u Ty| {p ~upxtu|~p Kp{r u rp.

 

rxp~y / sp~yy href="http://xn--t8ja5qbdc8bd3083eea5016pfa.com/cooltaipei/principal_interest.html"> ~r~yu y y~uu y{yp~ u~ rp rxp~y
/ u ~r~y y{yp~ { ur|ryp

 

Kp{r u qp|p~ xp|{p s|pr~yp y |yrp }ut |y~uz~y sprp~u?

qp|p~ xp|{p s|pr~yy y |yry }ut |y~uz~y sprp~u u rp, {u qy{~ru~ u ~pyp {p "qp|p~ xp|{p }ut ur|ryp".
{p px|y{p ts }ut ~p sprp~u, spyu|~p r~{p xp xpu}p~u ~u u }u~ u p~p| ~{y.
B t|~u~yu, z {p xpu}yu r rp u yu}p, u {p tp u ry ~pxpu} ~u ~ptryprp |y}yp.
uty~, {z u u ~pq|tprp y {pry {utyy, ux |ut~yu sty~y uqyu|{yu y~p~y, {z u ~r~pp xpu}p~u yx|xrp~u ~p xy }ut p }~s. R|ut {p u y|psp {uyp~u ~p
u {pwp, u rp u }ut xp {. K~{u~y y}uy xp

 

qp|p~ xp|{p s|pr~yy y |yry |y~uz~y spyu|u~ |p~

@{

~py}u 200000 zu~y yr|uu~y y |yru~y u~y, ~p 14%, }pp qrp tp qtp yx|pu~y |ut ut~}uu~ p {p{ |utrp.
(20 Man ~ 14%) (30 365 t~y)
= 28000 0.082
= 2296 zu~y
qt 4 yy, y {p u y}p utryt, {pxrpu, u ~u u }~s s|}p }p py.

 

sprp~u u |pu~p r }uuu~ px}u, utu|u~ xp sprp~u rpyp r xpryy} qp|p~p. @{ u ~ppry|y utpp, {p ~py}u ru|yprp~u ~p ut~pp
u, ~u{p ~u xpqpr}u, u ru{y sprp~y y ~psu.

 

Oquxuu~y r |xy

qp|p~ xp|{p s|pr~yy y |yry |y~uz~y u}p xp sprp~u ~p s|pr~ypp ~p qp|p~ xp|{p y }utp y~uu |y~uz~y sprp~u u, u }wuu |u~ tp u pr |p~ru xp }uu~p spyu|~p r~{p ~p py.
Ppty pxy yy~p, u y -}p|{ y{ u~y y ~{p{r p~ ~ur~y}p~yu. Sp{yrp {p wyruu p}
, pr|u~yu ~p pyu p}y, ru{y, {z u qtu ~py~ xp sprp~u ~p u{y.

 

B t|~u~yu, ux xpu}p~u ~p {}p~yp, u u rx}w~ tp qtp ~p}p|u~y |pp~y.
Srp u ru}u ~p rxp~rrp~u, p{ -}p|{, {|{ r~pp|~ u s|pr~yp, ~u, {u }wu tp qtu ~ppru~ r upp, ~py}u u|u~ y|y y. Sp{yrp {p
r~uxp~ yp|yxpy, ty u |rp, u ~{p{r p~ xp qutp, u ur~p r y{ -|u~ tp u yxqus~u rp~u ~u }wu tp u yxry.

 

Oru~ rp, {sp u ~py|p r~uxp~ }u{p, u s|} uty}r, u p r ~yu tp xpu}p t|~yu|~, p{ y}p } r px}u ~p xpu}p. B |pz ~p yx|xrp~u ~p {utyyu
{py, r t|~u~yu {} uyp|u~ qp~{}p , u p~p| t~ qp~{}p ~p }pspxy~ xp tqr. @{
|pp~u ~p }uu~yu r~{y yrp xtpr, u u |{rp |u~ tp u xtptu y{|, {z rxu}p ~p xpu} p} {sp u ~uqty}, u xp|sy.

 

~utp{ r s|pr~ypp ~p qp|p~ xp|{p y y~uu |y~uz~y u}p ~p sprp~u < Nutp{ r / h2>

qp|p~ xp|{p s|pr~yy y |yry }ut |y~uz~y sprp~u, y}p |py, r {y -s|}pp p sprp~u prp y~uu, }wu tp u }u~u, u. Ksp
t|wprp tp yx|py }y~y}p|~p }p py, { u utpr ru{y }uu, p ~u ~p}p|rp~u u tp }p xp |pp~u, rp ~u }u~ uwup ~p uz|p y.
ux|p, z u qtu pp{rp~ y|xyp, u y}p pxt ~p }uu~yu y{yp~y, ryu tp yx|py prp tp|u.

 

E xp, p{ ~u yx|xrpu r t}psp~u ut~ { tp u |p~yp r {p{ uyt ru}u, p ~u r t|su~ |p~, sprp~u ruu ~}p tp ry xpry~psy.
Srp rpwy y ~y{p{r ~py~ ~p sprp~u, ~ @{ ~u u r~u, {sp }wuu tp u r~uu, u trutu t ux|p, {z -{~ }yyu rpp }.

 

B t|~u~yu, r |pz ~p yx|~u~yu ~p xpu}~yu utrp , qrp tp u ru|yy {|yur ~p pyu r }}u~p ~p sprp~u, u ruyxru~p yy~p, u ruu ~u u ~p ry{y ~p}p|u~y.
~p ut|wu~yu, ry~psy "tp u r~p", ypzu tp u y}p utryt |p~yp~ yx|xrp~u.

 

Qux}u

qp|p~ xp|{p s|pr~yy y |yry }ut

sprp~u |y~uz~y, px}up ~p pyu, y|y xpu}y qp|p~ u usyyp|y xp xpu}p~u, u rp, {u |pp~u ~p }uu~yu r~{y px|y~y.
sprp~u }p ~p |p~p u p{p |u~ tp u xtptu, u, u z u y {zryu ru{y, {z y{p tp xpu}u xp ryu |xy ru}u py.
y}p|y u~y xpqpr tppp ~p sprp~u, u ryu ??u qtuu u rx}w~ tp u ~p}p| su{yu y.

 

Bu{y rp |ux~ O tsp p~p, p{ ~u u ~ppry ut~p y}p spyu|u~ |p~, qrp tp u r~y}prp, u u |utrp~ uty~ wyr, {z u rp p} y~uu, ty y |ut xpry~psy. Sp{yrp {p {sp tp
py }wu tp y xr|y, xput~ tp yxrrp |pp~y, y y}pzu utryt, p{p u tp u ~p}p|y q ~p sprp~u y ty }p|{, {pxrp, u u tq utr |u~y xp uqp. Nutp{ r
qp|p~ xp|{p s|pr~yy y |yry }ut |y~uz~y sprp~u, y}p |py, r {y -s|}pp p sprp~u prp y~uu, }wu tp u }u~u, u. Ksp
t|wprp tp yx|py }y~y}p|~p }p py, { u utpr ru{y }uu, p ~u ~p}p|rp~u u tp }p xp |pp~u, rp ~u }u~ uwup ~p uz|p y.
ux|p, z u qtu pp{rp~ y|xyp, u y}p pxt ~p }uu~yu y{yp~y, ryu tp yx|py prp tp|u.

 

E xp, p{ ~u yx|xrpu r t}psp~u ut~ { tp u |p~yp r {p{ uyt ru}u, p ~u r t|su~ |p~, sprp~u ruu ~}p tp ry xpry~psy.
Srp rpwy y ~y{p{r ~py~ ~p sprp~u, ~ @{ ~u u r~u, {sp }wuu tp u r~uu, u trutu t ux|p, {z -{~ }yyu rpp }.

 

B t|~u~yu, r |pz ~p yx|~u~yu ~p xpu}~yu utrp , qrp tp u ru|yy {|yur ~p pyu r }}u~p ~p sprp~u, u ruyxru~p yy~p, u ruu ~u u ~p ry{y ~p}p|u~y.
~p ut|wu~yu, ry~psy "tp u r~p", ypzu tp u y}p utryt |p~yp~ yx|xrp~u.

 

Qux}u

qp|p~ xp|{p s|pr~yy y |yry }ut

sprp~u |y~uz~y, px}up ~p pyu, y|y xpu}y qp|p~ u usyyp|y xp xpu}p~u, u rp, {u |pp~u ~p }uu~yu r~{y px|y~y.
sprp~u }p ~p |p~p u p{p |u~ tp u xtptu, u, u z u y {zryu ru{y, {z y{p tp xpu}u xp ryu |xy ru}u py.
y}p|y u~y xpqpr tppp ~p sprp~u, u ryu ??u qtuu u rx}w~ tp u ~p}p| su{yu y.

 

Bu{y rp |ux~ O tsp p~p, p{ ~u u ~ppry ut~p y}p spyu|u~ |p~, qrp tp u r~y}prp, u u |utrp~ uty~ wyr, {z u rp p} y~uu, ty y |ut xpry~psy. Sp{yrp {p {sp tp
py }wu tp y xr|y, xput~ tp yxrrp |pp~y, y y}pzu utryt, p{p u tp u ~p}p|y q ~p sprp~u y ty }p|{, {pxrp, u u tq utr |u~y xp uqp. Nutp{ r
qp|p~ xp|{p s|pr~yy y |yry }ut |y~uz~y sprp~u, y}p |py, r {y -s|}pp p sprp~u prp y~uu, }wu tp u }u~u, u. Ksp
t|wprp tp yx|py }y~y}p|~p }p py, { u utpr ru{y }uu, p ~u ~p}p|rp~u u tp }p xp |pp~u, rp ~u }u~ uwup ~p uz|p y.
ux|p, z u qtu pp{rp~ y|xyp, u y}p pxt ~p }uu~yu y{yp~y, ryu tp yx|py prp tp|u.

 

E xp, p{ ~u yx|xrpu r t}psp~u ut~ { tp u |p~yp r {p{ uyt ru}u, p ~u r t|su~ |p~, sprp~u ruu ~}p tp ry xpry~psy.
Srp rpwy y ~y{p{r ~py~ ~p sprp~u, ~ @{ ~u u r~u, {sp }wuu tp u r~uu, u trutu t ux|p, {z -{~ }yyu rpp }.

 

B t|~u~yu, r |pz ~p yx|~u~yu ~p xpu}~yu utrp , qrp tp u ru|yy {|yur ~p pyu r }}u~p ~p sprp~u, u ruyxru~p yy~p, u ruu ~u u ~p ry{y ~p}p|u~y.
~p ut|wu~yu, ry~psy "tp u r~p", ypzu tp u y}p utryt |p~yp~ yx|xrp~u.

 

Qux}u

qp|p~ xp|{p s|pr~yy y |yry }ut

sprp~u |y~uz~y, px}up ~p pyu, y|y xpu}y qp|p~ u usyyp|y xp xpu}p~u, u rp, {u |pp~u ~p }uu~yu r~{y px|y~y.
sprp~u }p ~p |p~p u p{p |u~ tp u xtptu, u, u z u y {zryu ru{y, {z y{p tp xpu}u xp ryu |xy ru}u py.
y}p|y u~y xpqpr tppp ~p sprp~u, u ryu ??u qtuu u rx}w~ tp u ~p}p| su{yu y.

 

Bu{y rp |ux~ O tsp p~p, p{ ~u u ~ppry ut~p y}p spyu|u~ |p~, qrp tp u r~y}prp, u u |utrp~ uty~ wyr, {z u rp p} y~uu, ty y |ut xpry~psy. Sp{yrp {p {sp tp
py }wu tp y xr|y, xput~ tp yxrrp |pp~y, y y}pzu utryt, p{p u tp u ~p}p|y q ~p sprp~u y ty }p|{, {pxrp, u u tq utr |u~y xp uqp. Mut |y~uz~y sprp~u ~p
qp|p~ xp|{p s|pr~yy y |yry, px}up ~p pyu, y|y xpu}y qp|p~ u usyyp|y xp xpu}p~u, u px|y~ |pp~u ~p }uu~yu r~{y.
sprp~u }p ~p |p~p u p{p |u~ tp u xtptu, u, u z u y {zryu ru{y, {z y{p tp xpu}u xp ryu |xy ru}u py.
y}p|y u~y xpqpr tppp ~p sprp~u, u ryu ??u qtuu u rx}w~ tp u ~p}p| su{yu y.

 

Bu{y rp |ux~ O tsp p~p, p{ ~u u ~ppry ut~p y}p spyu|u~ |p~, qrp tp u r~y}prp, u u |utrp~ uty~ wyr, {z u rp p} y~uu, ty y |ut xpry~psy. Sp{yrp {p {sp tp
py }wu tp y xr|y, xput~ tp yxrrp |pp~y, y y}pzu utryt, p{p u tp u ~p}p|y q ~p sprp~u y ty }p|{, {pxrp, u u tq utr |u~y xp uqp.